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Keriann Worley

Real Estate

Why Sellers Shy Away From FHA Loans

written by Keriann Worley

In a HOT market…

There are many benefits of using an FHA loan to buy a house but it’s not always acceptable to a seller. FHA loans make homeownership possible and easier for low-to-moderate-income borrowers who may not otherwise be able to get financing because of a lack of or a bad credit score.

Sellers will shy away from FHA loans in a HOT market for one major reason. Stricter Inspections!

HUD-Approved Appraisers

In a HOT market, sellers are receiving multiple, competing offers. FHA loans require a HUD (Department of Housing & Urban Development) – approved appraiser who will visit the property to ensure it meets all program requirements.

If the home is appraised for less than the agreed-upon price, the seller must reduce the selling price to match the appraised price, or the deal will fall through.

When listing, speak with your agent about which loans make the most sense for your property.

https://imprv.co/fd8ga

July 6, 2021 0 comment
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Exclusive Properties

Beautiful Rockybrook Estate mansion in Stone Creek Ranch

written by Keriann Worley

9192 Rockybrook Way
Delray Beach, FL 33446

7 beds 11 baths 3 Half Bath 31,000 SF

The Rockybrook Estate is an impeccable new contemporary masterpiece recognized as one of the finest properties in the United States. This custom mansion offers world-class design and lifestyle of unrivaled amenities, privacy and security. It is situated behind private gates of Stone Creek Ranch, one of the most exclusive luxury gated communities in Palm Beach County. This 31,000-square-foot architectural marvel is an ode to both modern classicism and throwback glamour. In the same breath, the inviting seven-bedroom, 11-full-bath layout captivates with family friendly flourishes that double as entertainment spaces. It’s the best of all worlds–sophisticated design, jaw-dropping detail and tangible warmth, flawlessly executed under one roof.

 

July 1, 2021 0 comment
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Exclusive Properties

High Rise Condo at Trump Towers in Sunny Isles Beach

written by Keriann Worley

Trump Towers Three
15811 Collins Avenue Apt. #4101
Sunny Isles Beach, FL 33160

3 beds 3 baths 1 Half Bath 3,000 SF

Sunny Isles Beach serves as the aesthetic backdrop for a dramatic slice of the high-rise life at Trump Towers. This three-bedroom, 3.5-bath unit–encompassing some 3,000 square feet–delivers resort-style ambience, starting with breathtaking views of the Atlantic Ocean in the kitchen and spacious living area. Residents can step right into that outdoor splendor thanks to an elongated private balcony perched more than 40 stories above the beachfront. A chic, contemporary vibe permeates each room, in part due to the clean, minimal design, predominantly white color scheme, and the polished, oversized porcelain tile that’s incorporated throughout. Amenities at Trump Towers include an oceanfront terrace with heated swimming pool, spa and bar; a state-of-the-art fitness center; 24-hour valet.

 

July 1, 2021 0 comment
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Exclusive Properties

Oceanfront condo in 16901 Collins Avenue Sunny Isles

written by Keriann Worley

16901 Collins Avenue Miami, FL 33160

4 beds, 5 baths, 1 half bath 3,412 SF

More than just changing the skyline of Sunny Isles Beach with its 50-plus stories, Jade Signature has reimagined the residential landscape in South Florida with a towering oceanfront achievement. Starting with its uniquely positioned footprint to maximize sun exposure, the project conceived and developed by Miami-based Fortune International Group innovates at every turn. Look no further than the clean-lined, flow-through layout in Unit 2001, a 4,279-square-foot space that delivers simultaneous views of the Intracoastal Waterway and Atlantic Ocean.

July 1, 2021 0 comment
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Exclusive Properties

Beautiful Villa in a Desirable Gated Community

written by Keriann Worley

8674 Via Giula
Boca Raton, FL 33496

3 beds 2 baths 1,515 SF

This beautiful villa is situated in a desirable gated community with a 2 car garage. Private screened-in patio, large open rooms with lots of sunlight. Charming backyard on a quiet street. Walking distance to many amenities, including a lovely lake, children’s playground, clubhouse, community pool, & tennis courts.

 

June 17, 2021 0 comment
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Fire it Up
Motivation

Let’s Fire it Up, February!

written by Keriann Worley

Let’s Fire it Up, February!

What do you want to get out of February?  Hopefully, January was a reset month for you and you are looking for ways to “Fire it Up, February!”  If January was not a reset month for you, it is okay, you can start today.

Make sure you keep a daily journal.  Even if you only write a couple of sentences a day, it will be well worth it, but you have to commit to writing for an entire month.  The journal will provide you insight on how you lived the past thirty days and is an excellent tool to evaluate your daily activities.  You can decide which activities you want to remove, replace, and enhance.  At the end of each month, read over your entries.  You will absolutely see patterns and some may actually surprise you.

The next step is to take action.  Put together a to-do-list on what you want to accomplish in the next thirty days (okay twenty eight since this is February).  I completed Dry January and realized I want to keep this going into February.  I felt more clear and ready to kick my life into another gear.  I also noticed I was present when my kids needed me for unfortunate “drama” they were dealing with in their life.  It is tough being a mother of three teenagers!  It is a huge balancing act and it takes a ton of patience.  I never realized how tough the teenage years would be, especially with girls.  I can write an whole book on this subject – maybe some day!

Teenage Daughters

Let us “Fire It Up” and see what we can accomplish in the next twenty six days.  My goal is to see what I am really capable of accomplishing.  I know I have done some really cool stuff in my life but I am only scratching the surface.  It is important to build on the positives.  Let us focus on personal goals, career, fitness, mental health, and family relationships.  What are people doing to feel completely fulfilled?

Fire it Up

How does one keep a positive mindset when life is throwing curve balls at you all day long?  It is not easy to always stay positive when your kids are going through issues or clients are being tough, but you can use certain techniques to get back in the right frame of mind.  This does not come easy for me, but I wish it did.  I can not take everything so personal.  I take on all my kids pain and I have the need to fix ALL my client’s issues.   This is something I have to work on and I can not fix it all!

I have read many of the motivational, self help books and I do not believe there is one that spells life out for you and shows you how to life life to the fullest.  What I have found is that you can find something unique in each of these teachings.  When you find something unique, apply to your everyday habit.  Do this for one month and see how it changes your life for the better.  If you do not see a change, try to adjust or add something new the next month.

Life is about trial and error.  Experimenting with new things is the key to find your best self.  You will soon find daily habits that will improve your life which you will want to continue to expand and perfect.  That is why I am suggesting you keep a daily journal of everything you are experiencing, good and bad, so you can make a mental note on what you brings you happiness.  Why wouldn’t we add more of these daily tasks that truly light us up inside?  Time to fire it up, February!

February 2, 2021 0 comment
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Reinvent
AdventureKeriann Worley

Why Reinvent Yourself, No Matter What Age!

written by Keriann Worley

WHY REINVENT YOURSELF, NO MATTER WHAT AGE?

I am so excited to be back!  It has been such a long time since I have written a blog because it just did not feel right.  My life was stagnant and I was not living my best self.  I tried to find positive things to write about on occasion but nothing inspired me.  Going through the motions, if felt it would be unfair of me to try to put a positive spin on my situation when I was having a difficult time self motivating.  I knew it was time to reinvent myself.  If you know anything about me, you know that I am always exploring ways to grow.  I am usually searching new ways to enjoy life and bring that positive energy to others around me.  So, this “dark” period felt very different and strange to me.

When I could no longer create motivation and inspiration within myself, I knew it was time to make a change.  A BIG change!  I needed to feel that zest for life again.  You know, that flow of excitement you get when you are experiencing something new and challenging!  For me, I knew it required a major career change.  Not everyone has to make such a drastic change to feel alive inside but I knew the timing was right for me.

I am in my late 40’s (48yrs old to be exact) and I have always been a very hard worker and loyal employee.  In some people’s eyes, I have even obtained great success throughout my career and my life.  I, on the other hand,  still feel I have so much more to give and larger career goals to obtain.  I have come to embrace that burning feeling inside of me as a positive and not as an anxious feeling of not doing enough.  Those emotions I feel keep me growing and learning and allow me to explore and experience new things.   Why not reinvent yourself in your forties?

I may never reach my ultimate goals but I am enjoying the journey.  I will be honest, my goals seem to change quite often.  Not in different directions but they build on one another.  I embrace the strategical part of aspiring for bigger things and discovering ways to reinvent.

I am certainly not the type to be satisfied.  Do not get me wrong, I appreciate what I have accomplished and the life I have built but I do not think I will every quit striving to see what more I can achieve.  If you are anything like me, reaching your fullest potential is almost an everyday undertaking.  I want to see how I can better myself as a career woman, mother, wife, and friend.  I do not always accomplish what I set out to complete but that is what makes us all human.  We get back up the next day and try again.

Exploring, reinvent, and trying new things is what makes life interesting.  Especially now in my late forties, I want to discover talents I never knew I had.  Maybe “talent” is a strong word, it could be something I enjoy doing that I never tried.  At this stage, who cares if I am that good at it as long as it brings me pleasure and I discover a new skill I did not know I had.  How fun is that?

There are so many things we had to do throughout life that did not necessarily bring us happiness but we did it anyway because it was our duty to our children, spouse, boss, and community.  We owe it to ourselves to get out of our comfort zone and do things we have always wanted to accomplish or discover new and exciting things we never knew were available to us.  Each day brings a new adventure and we need to embrace it!

They will not always be good days but let us take advantage of the opportunities when they present themselves.  If they do not present themselves, let us go out and find them.  It is our time now to really soak in what life has to offer.  We did our “time,” now it is our opportunity to reinvent ourselves.   Let us overcome those obstacles that have been standing in our way and conquer those life dreams.  It is time!

 

January 26, 2021 0 comment
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Why I became a pilot
Flying

Why I Became A Pilot!

written by Keriann Worley

I became a pilot because I wanted to challenge myself on a whole different level. People are amazed when they learn that I fly airplanes. They think I am brave and courageous, which I can understand a bit. If you have never been in a private plane I can see how people can think flying an airplane could be scary. What I realized is how much safer you feel when you are actually in control of the airplane.

Becoming A Private Pilot

This experience of becoming a private pilot has changed me in so many ways. I realize when you put your mind to something you can accomplish anything you want. No one can stop you because you are in charge of your own thoughts, actions, and destiny. Becoming a pilot made me realize there is so much more out there to accomplish and we now have the ability to explore the world. I do see getting your private pilots license as a huge accomplishment. Not just for the flying aspect but, for reaching higher and thinking bigger.

Flying Give Me Inner Strength

Flying gives me a sense of inner strength that I never knew I had. It made me look at my life in a much different way. I use to look at life in short windows and smaller goals. Now I see how big this world can be and what impact you can make.

Put Yourself Out There

It’s time to put yourself out there. It doesn’t matter your age or the circumstances you are in, just take action. You don’t have to take major leaps, just do something small every single day. Write in a journal and document your progress. I challenge you to do this over the course of a month. Write down all your wins and all the steps you have taken to attain your goals. You will notice that if you don’t have a particularly productive day, you will be more motivated to get something accomplished the next day. When you look back on your month, you will be amazed at how much you actually accomplished.

Flying Takes Courage

I do believe it takes courage to fly planes. I think that is why there is such a strong network of people who are pilots. They understand the devotion it takes to get a license and all the additional training that goes into after this step. It takes commitment and mindfulness to be a good pilot. Flying challenges you to be a better person.

Your Passion Will Drive You!

Keep The Fire Alive

Everyone needs to find that thing that will keep the fire alive inside of them and striving to keep learning and growing. As I stated earlier, it does not matter what phase of life you are in, you can always learn and grow no matter what age you are. Be open to your next adventure and expand your mind for new beginnings!

November 3, 2019 0 comment
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Female Pilot
AdventureFlying

How Flying Changed My Life

written by Keriann Worley

When people hear I got my private pilots license, they typically want to know why I got into flying. Most people seem perplexed and fascinated, all at the same time, by the fact I fly airplanes. One of the first questions they ask me is if this was always a passion of mine, almost bewildered with my decision to take on this hobby. Each time I’m asked this question, the answer is always the same. “Yes, I grew up around airplanes but never had the chance to actually fly one myself.”

The Accident

When I was younger, my grandfather owned two flight schools in South Florida. Unfortunately, he died in a tragic plane crash on take-off with two other passengers. My grandpa Lew just finished a lesson and asked his student and her father (a personal friend) if they wanted to take a spin. A few of his employees watched from inside his business as he barreled down the runway. One lady, who had worked with my grandfather for a long time, told the family she knew something was wrong when he lifted off. Shortly after takeoff, the plane came down on the roof of a shopping center, hit the air conditioning unit and the plane ignited. Devastatingly, all three on board perished in that crash.

After hearing this story, you may wonder how did I keep the passion for flying. I can’t quit articulate how but the event did not scare me away. I remained fascinated by airplanes and flying throughout my whole life. It could be due to how I felt when I was at his flight schools as a child. I vividly remember all the people flowing through the operations. There were students, CFIs, private pilots, and my grandfather; who seemed larger than life. I remember several Miami Dolphin players coming through and getting their PPL. Of course, the shirts being cut and tagged to the wall after a trainee’s first solo is such an epic event. The whole thing was just so captivating and I never lost those memories.

When My Training Began

Fast forward many years, I would often talk to my husband about these wonderful memories. I always told him I wanted to learn how to fly. One Christmas he made this dream come true. Although it took me four years to call and make an appointment, I was hooked, once I took that introductory flight.

I began my training in December of 2018 and received my PPL in August of 2019. Going to the airport gave me a feeling I never felt before. Pulling up to the airplane, gathering all my equipment, unlocking the airplane, and doing the pre-flight was so exhilarating. I would get a rush of excitement. Anyone who has had a true passion for something, can probably relate to that emotion.

Flight Training

Flight Controls

Now That I am a Pilot

Now that I am a private pilot, I still get the same emotions when I pull up to the airport. What has added to this excitement is flying into the different FBOs across the state. A lot of the FBOs are so cool and they make you feel like a million bucks. In fact, the FBO in Tallahassee is named Million Air. I haven’t ventured out of the state of Florida yet, but I have a feeling that will bring an whole new rush of emotions I haven’t experienced. When I return from a trip, I can’t express the sense of pride I feel. I am so alive and proud of what I just accomplished. Flying has changed my life for the better! It is such an honor to be a female private pilot.

Now I get to share my experiences with you all. I have found a wonderful community who shares the same passion for flying. I look forward to discovering this world with you all and, remember, this is just the start of our journey. Keep coming back here for me more so we can share, share, share! My Instagram is https://www.instagram.com/outflyin_inc/. I would love for you to join my OutFlyin tribe.

October 25, 2019 0 comment
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Culture
Uncategorized

How Do You Change A Company’s Culture?

written by Keriann Worley

Changing a culture is a monumental task. There are so many personalities that impact the environment. Some people can do wonders for the culture and other can be down right toxic. You cannot change people or their personalities but you can create a healthy environment and choose the behavior that is acceptable.

Recently, our team had the challenge of a lifetime. Over the past two years, we brought two completely different cultures together as one. To say the least, it was an extraordinary situation and one of my most challenging career endeavors. It took a lot of grit from my and my managers. Not only did we have to bring two companies together as one but we also had to do it for the better part of two years in two separate buildings.

I remember at the beginning I thought we were doing a great job keeping everyone focused, informed, and excited about the future. We were in the process of a new building build-out and we would eventually bring everyone under one roof. Exciting time, right? Wrong! It appeared not everyone was as excited as I was. Some employees did not want to relocate since they would have a longer drive and some employees just did not have to come together with the “other-side.” We actually felt the rift between the “North” and the “South” buildings. (That is what we called the two location.)

As we got core and closer to the move, the negativity was at an all time high and alliances were forming. As the leader of this team, I could see it all transpire and I was desperate to break down the walls and make sure we were creating an “US” environment. I knew we had great people in both buildings and we could be a huge force to be recon with, if we could just get out of our own way.

At the end of the day, the culture is what we all make of it. You will always have your bad seeds you have to contend with you address those people quickly. For the most part, people are good and they want to enjoy their days at work. People do not want to be around the negativity since is breed more negativity. Employees cannot thrive in these types of environments.

In order to change the culture, you have to address issues head on. You can not ignore what is going on around you. I promise you, it will not go away by putting your head in the sand. The problems only get worse Get the negativity out of the building and do not tolerate it moving forward Surround yourself with good people who are also culture champions. Yes, you have to make some tough decisions but those decisions make your organization better. You can be open and hear people out but employees should come to you with a solution for each problem. It is too much to take on if you try to fix every problem that comes across your desk. First of all, on one is that smart and no one as all the right answers.

Make sure your team knows they are the culture! They will take pride and ownership over this responsibility. Your job as the leader is to foster that culture and get out the negativity. If negative people know they are not going to be heard, they either leave or they stop complaining. There is no room for negativity in an organization. If there is a problem, empower your team to fix it. Empower your team to create the culture. Remember, it is always a work in progress so never take your eye off the ball and continue to fine tune.

September 17, 2019 0 comment
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